diff --git a/.gitignore b/.gitignore
new file mode 100644
index 0000000..9f11b75
--- /dev/null
+++ b/.gitignore
@@ -0,0 +1 @@
+.idea/
diff --git a/SKILL.md b/SKILL.md
index cf108ee..e41a32a 100644
--- a/SKILL.md
+++ b/SKILL.md
@@ -1,16 +1,28 @@
 ---
 name: thelonglakelodge
-description: |
-  skill for managing the long lake lodge ("the lodge")
+description: Managing The Long Lake Lodge Short Term Rental
 user-invocable: true
 ---
 
+<requirements>
+After reading this index, read the specific reference file(s) needed for the task
+Multiple references can be loaded.
+Check skill reference files FIRST before external tools.
+MUST keep references up to date with new information
+MUST write references for low token count and use XML for organization
+MUST keep information organized in reference files and NOT this main file.
+DO NOT USE MEMORY.md. Keep all context in this project for sharing.
+Read existing files before writing code. Understand the problem first.
+Prefer editing over rewriting whole files. Read each file once.
+</requirements>
+
 <about>
 address: 7251 County Road B Siren, WI 54872
+names: "the lodge", "long lake lodge"
 </about>
 
-<requirements>
-- Treat reference docs as the source of truth.
-- If info isn’t in docs, ask one direct question and then update the docs.
-- Don’t store lodge facts in assistant memory; keep them in this repo.
-</requirements>
+<references>
+  <reference file="refernce/utilities.md"
+    categories=[utilities]
+    keywords=[garbage,electricity] />
+</references>
diff --git a/reference/utilities.md b/reference/utilities.md
new file mode 100644
index 0000000..a63e0c7
--- /dev/null
+++ b/reference/utilities.md
@@ -0,0 +1,23 @@
+---
+name: utilities
+description: Lodge Utilities Information
+---
+
+<electricity
+provider="Polk Burnett",
+
+/>
+
+<gas
+provider="Polk Burnett",
+
+/>
+
+<garbage
+
+/>
+
+<Internet Service Provider
+provider='Siren Telecom'
+
+/>
\ No newline at end of file